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Budgets - Budgeting Tools

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Check Writing Tips

Example Check Register

Your check register is a tool that will help you to know how much money you have in your account at all times. Each time you put money into your account, write a check, or take money out, you should record key pieces of information in your check register.

Understanding Your Check Register

  1. Check number:
    If you are writing a check, record the check number in this column.

  2. Date:
    Record the date you wrote a check, made a deposit, took money out (made a withdrawal) or were charged a service fee.

  3. Description of Transaction:
    Record items such as who you wrote the check to, reason for the deposit, or the location of the withdrawal (such as ATM or debit card).

  4. Payment/Debit (-):
    Record the dollar amount of checks written, ATM withdrawals, or debit card transactions.

  5. Fee:
    Record any fees charged, such as a monthly maintenance fee or an ATM fee.

  6. Deposit/Credit (+):
    Record any deposits or credits made to your account.

  7. $ Balance:
    Add any deposits or credits and subtract any fees, payments, or other debits to your account.

Sample Check Register
Below is a completed check register:

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