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Sample Disclosure StatementWhat is a Disclosure Statement? A disclosure statement shows you how much it will cost to borrow money. What Do I Look for on a Disclosure Statement? Two of the most important terms to compare on disclosures are:
The finance charge is the total dollar amount you pay to use credit. The annual percentage rate (APR) is the percentage cost of credit on a yearly basis. When shopping for the best deal, pay careful attention to these costs. Ask for a written disclosure from credit lenders. Under the Truth in Lending Act, credit lenders are required to tell you how much it will cost to borrow money. What Does a Disclosure Statement Look Like? This disclosure statement shows how much it will cost to borrow $5,000.00:
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