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Identity Theft

What To Do If You Think Your Identity Has Been Stolen

What should I do if I think my identity has been stolen?

The Federal Trade Commission (FTC) recommends the following actions if you believe you are a victim of identity theft:

Take action immediately!

Keep records of your conversations and all correspondence.

  • Contact the fraud department of the three major credit reporting agencies. Tell them you are an identity theft victim. Ask them to place a “fraud” alert in your file. Ask for a copy of the credit report. They must give you a free copy of your report if it is inaccurate because of fraud.

  • Contact your creditors about any accounts that have been changed or opened fraudulently. Ask to speak with someone in the security or fraud department.

  • File a report with your local police. Get a copy of the police report, so you have proof of the crime.

Where can I go for more information about identity theft?

For more information regarding identity theft, visit the following websites:

You can also call the FTC’s Identity Theft Hotline at 1-800-877-IDTHEFT (438-4338).

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