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Loans

How to Compare Loans Based on Type - Cost & Fees

What loan will best meet my needs?

Use this checklist to compare 3 types of loans based on type, cost, and fees:

Consumer Instalment Loan

Auto Loan

Personal Loan
Computer

Personal Loan
Furniture

Will I be charged a maintenance fee?      
Is there a service charge?      
Are there late fees?      
Is the interest rate variable?      
Is the interest rate fixed?      

 

Credit Card

Department Store Gasoline Other
Will I be charged a maintenance fee?      
Is there a service charge?      
Are there late fees?      
Is the interest rate variable?      
Is the interest rate fixed?      

 

Home Loan Home Purchase Home Refinancing Home Equity
Will I be charged a maintenance fee?      
Is there a service charge?      
Are there late fees?      
Is the interest rate variable?      
Is the interest rate fixed?      

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